Servis1st

Southern Medical Association

Credit Card Program

from Servis1st Bank

Servis1st Card

SMA Credit Card Program

Save money while supporting the Southern Medical Association.

A Card with Choices

The SMA Card Program from Servis1st Bank allows you to choose the card that's best for you:

Cash Back

Earn a full 1% cash back on everything you buy. There are no spending tiers or minimums. Cash back is earned on all your purchases up to the first $100,000 for business and $60,000 for consumer in annual spending.

or Platinum

Give yourself the buying power of Platinum with a
low spending rate and valuable cardmember benefits.

Options for both Consumer & Business Cards

Choose a card that rewards you & helps us fulfill our mission to Improve the quality of patient care through multidisciplinary, interprofessional education.

Consumer Cards

Platinum Benefits Card

  • No annual fee

  • 0% APR on purchase and balance transfers for the first 7 billing cycles

  • 13.50% APR based on Prime Rate

Cash Back Rewards Card

  • $35 annual fee

  • 1% Cash back on all qualifying purchases up to $60,000 annually

  • 0% APR on purchases and balance transfers for the first 7 billing cycles

  • 11.50% APR based on Prime Rate

Business Cards

Platinum Benefits Card

  • No annual fee

  • 15.50% APR based on Prime Rate

  • Visa zero liability

  • Manage business expenses 24/7 through Cardmanager.com

Cash Back Rewards Card

  • $79 annual fee

  • 1% Cash back on all qualifying purchases up to $100,000 annually

  • 13.50% APR based on Prime Rate

  • Manage business expenses 24/7 through Cardmanager.com

Cardholders get access to additional features that allow them to manage their expenses including:

  • Tracking purchases on itemized statements
  • Getting extra cards for additional users
  • Making purchases around the world

Cardholders can also access their accounts 24 hours a day to:

  • Oversee all activity at a glance
  • Manage payment options and transactions
  • Update profile information
  • Set account alerts to track payments and balances
  • Manage accounts, anytime, anywhere

Support Patient Care

The SMA Credit Card Program helps the Southern Medical Association improve the quality of patient care through multidisciplinary, interprofessional education.