Note: The open enrollment period for those eligible for Medicare begins October 15, 2014, and ends December 7, 2014. The open enrollment period for those not eligible for Medicare begins November 15, 2014, and ends February 15, 2015.

With open enrollment right around the corner, millions of Americans will resume the search for health insurance and the most commonly used source will be the website. Should it be?

In his September 22 article, “ Remains Unstable, Vulnerable: Report,” Brandon Dimmel details several concerns that should at least be considered before diving in with your personal information. The article suggests that there are some basic security issues that have been reported regarding the website and that could enable hackers to access your personal information. To be honest, all sites are vulnerable to some degree and I would imagine that most of the issues reported have either been fixed or at least addressed, but what may be more telling is the handling of known issues.

Dimmel’s article states that “the administration has failed to consistently apply security patches to, leaving the site vulnerable to hackers.” This implies that even if the current issues are fixed, what will happen a week or month or year down the road when the latest security issue is found – will it take several months to a year to implement a fix?

Questions have surfaced claiming the website was launched despite the Obama administration being aware of these vulnerabilities and doing more to try and hide them than actually fix them. Fire or not, there does appear to be some smoke and it is up to you to decide whether to share your personal information on the website, or any of the other options available to you.

If you are interested in another option, SMA Services, Inc., has established a private insurance exchange to help alleviate the stress of dealing with health insurance. This exchange allows you to, at no cost or obligation, request, receive, and review quotes online so that you may effectively evaluate costs, benefits, and features across a wide platform of carriers and plans.

SMA Services, Inc., is committed to connecting you with the coverage that best fits your needs and builds security for your family. Click the link below to COMPARE plans from the nation’s leading A-rated insurance carriers.


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