Business Owners Policy
A comprehensive policy providing liability, property, business interruption, and other ancillary coverage’s needed for medical practices, offices, clinics, and facilities.
A Business Owners Policy is a combination policy that brings together two types of coverages. First is property insurance which covers risks associated with your business’s premises, equipment, and vehicles. Additionally, it often includes any associated loss of business. Second is liability insurance which covers injuries to people you deal with and damage to their property.
It’s important to note that liability insurance usually doesn’t cover risks related to professional services–meaning damages that result from you giving clients inaccurate advice.
Getting a business owners policy (BOP) means covering all these risks in one go, which reduces stress and brings peace of mind. The policy will usually be custom made to cover your specific needs, so pricing can vary significantly. But, it’s normally cheaper than buying separate policies for each element.
- Liability, Property, Business Income, Hired/Non-owned Auto, and Equipment;
- Coverage available for most classes and locations;
- Coverage specific to your operation and needs.