AirMed – Medical Evacuation Service
A medical evacuation can cost up to $200,000. As an SMA Member, you receive complimentary AirMed® membership. The full cost of flight, medical staff, and ground transportation is included with your membership. Unlike travel and health insurance, there are no deductibles, no co-pays, or claims to file.
With state-of-the-art medical jets, AirMed® is equipped to pick you up from any hospital* around the world and transport you to the hospital of your choice. Along the way, you’ll be treated by the most experienced and respected medical team in the sky. For more information contact membership@sma.org or call (800) 423-4992.
Additional add on discounted packages include:
-- Spouse Upgrade Option for $150
-- Family Upgrade Option for $195 (nearly 50% off of retail prices)
*Transferring and receiving hospitals must be in excess of 150 miles apart.
Panacea Financial
Panacea Bank
SMA has partnered with Panacea, a financial services company for doctors, created by doctors. Panacea Financial understands your banking needs because they have been through it before. For more information contact SMA at (800) 423-4992.
-- Offers special amounts for personal and practice loans
-- 0.25% interest rate discount for SMA Members
-- For personal loans, a personal banker accessible by text or phone to help with your loan
-- For practice loans, Faster decisioning with average of <2 weeks approval
Guaranteed Issue Term Life
The Standard Insurance Company has been serving clients needs for over 70 years. By sponsoring group Life and AD&D insurance from Standard Insurance Company, SMA offers you an excellent opportunity to help protect your loved ones. Contact SMA at insurance@sma.org or (800) 423-4992 if you have any questions.
- New physician members have 30 days from their join date to take advantage of enrollment without evidence of insurability for Term Life and AD&D up to $150,000.
- New resident members have 30 days to sign up for a Term Life and AD&D Policy which is included in membership and follows them throughout residency as long as they remain a member. Coverage amounts vary throughout residency.
- New nurse practitioner and physician assistant members have 30 days from their join date to take advantage of enrollment without evidence of insurability for up to $50,000 in Term Life Insurance and AD&D.
Southern Medical Journal
As the official journal of the Birmingham, Alabama-based Southern Medical Association (SMA), the Southern Medical Journal (SMJ) has for more than 100 years provided the latest clinical information in areas that affect patients' daily lives. The SMJ has a multidisciplinary focus that covers a broad range of topics relevant to physicians and other healthcare specialists in all relevant aspects of the profession.
The SMJ enables physicians to provide the best possible care to patients in this age of rapidly changing modern medicine.
Members receive a complimentary online subscription.
Online CME
Members receive online access to our full library of accredited on-demand educational activities for physicians, nurses and other healthcare providers delivering self-directed study in many therapeutic areas 24/7. These CME activities are derived from our live meeting and webinars, as well as podcasts and SMJ articles, allowing participants to earn credit at their convenience.
Guaranteed Issue Long-Term Disability
Protect one of your most valuable resources — your income. The Standard Insurance Company has been serving clients needs for over 70 years. By sponsoring group LTD insurance from Standard Insurance Company, SMA offers you an excellent opportunity to help protect yourself and your lifestyle.
- New physician members have 30 days from their join date to take advantage of enrollment without evidence of insurability for up to $2,000.
Contact SMA at insurance@sma.org or (800) 423-4992 if you have any questions.
Dell® Computer Discount
Special Pricing on Laptops, Desktops & All-in-Ones, Tablets & 2-in-1 Laptops and most Electronics & Accessories.
SMA Members receive a discount of up to 30% on products and services purchased through a special link to the Dell® website.
Dues paying members as well as Medical Students, simply log in to your SMA account and click the benefits tab on the dashboard menu to obtain the link.
Then, shop products and services purchased through Dell® website.
This member-specific discounted link is provided to all dues paying members and medical students.
Accreditation through Joint Providership
Since 1983, SMA has been accredited by the Accreditation Council for Continuing Medical Education (ACCME) as a provider of CME for physicians. Our CME Mission is to offer interventions for the multidisciplinary, inter-professional healthcare team that facilitate change and improvement in the learners' ability to deliver better quality of care. SMA offers many different opportunities to obtain CME credit both live and on demand. SMA can also accredit your organization's quality improvement programs through Joint Providership.
Third Party Administration (TPA) Services
SMA Services, Inc. is a leading Third Party Administrator (TPA) providing all-inclusive plan administration, plan design, consulting and compliance services for 401k retirement plans tailored to fit your specific business needs. What sets us apart is:
-- Extensive industry experience, servicing clients since 1984
-- Cost savings, with no annual per-participant fees
-- Dedicated consultants available to all clients throughout the
entire process
-- Customized plan design
Services for a full-scope Qualified Retirement 401(k) Plan, at least one employee include:
-- Plan Administration.
-- Plan trust reconciliation of the appointed recordkeeper’s plan
trust accounts.
-- Review of Census Data Submitted by Employer for annual
eligibility review and compliance testing purposes.
-- Preparation of Annual Report to Trustee.
-- Preparation of Annual Reports to IRS (5500 Series Form).
-- Preparation of Summary Annual Report for Participants.
-- IRS Discrimination Testing.
-- Review Vesting Calculations.
-- Review Eligibility Calculations
If you have at least one SMA Member employed, you may be eligible for a discount.
For more information contact SMA at TPA@sma.org or (800) 423-4992.
VSP® Vision Program for Individuals
All SMA Members can participate in the VSP program at the SMA discounted rates. In addition to the great rates, the SMA and VSP partnership allows annual purchases of frames/lenses or contacts. For additional information contact membership@sma.org or call (800) 423-4992.
Benefits include:
- $150 allowance on a wide selection of frames including Walmart/Sam’s Club and Visionworks®
- $170 allowance on Featured Frame Brands
- $80 Costco frame allowance
- 20% savings on the amount over your allowance
- Fully covered single vision, lined bifocal, and lined trifocal lenses
- Fully covered impact-resistant lenses for dependent children
- $25 copay, every plan year
Access the VSP-SMA Portal: https://sma.vspforme.com/
Click here to view and download additional VSP plan information.
IRA
Want to generate tax-deferred, guaranteed savings at a great rate with liquidity?
No matter where you are in your life, things can change. It’s always important to save money. The trick is being able to earn interest on your savings, and have easy access to cash without having to pay steep penalties to get it when you need it.
To balance this situation, SMA Services offers a unique group IRA product through Ameritas Life Insurance Company for individuals that is available with a guaranteed, fixed rate of return.
BENEFITS
- Shelters account from stock market volatility;
- Can transfer balances without restrictions or surrender charges;
- (A+) rated company founded in 1887 backing the fixed account.
Individuals can make contributions, rollover or transfer balances from eligible qualified retirement plan accounts like IRA’s, 401k’s, Simple plans, etc. or deposit new contributions if starting an individual retirement account. Contact us at retirement@sma.org to learn more.
The second quarter rate for new deposits is 4.30%.
The renewal rate for the second quarter is 2.86%.
MetLife Dental Program
Everyone’s dental health needs are unique. SMA Members have access to the SMA group dental plan with MetLife which offers you different options to cover your specific needs. Whether you want to keep your teeth healthy or restore your beautiful smile, we’re here to help. Our dental insurance provides benefits for a variety of services.
Benefits
- Type A: Preventive (cleanings, exams, X-rays) No Waiting periods - 100%
- Type B: Basic Restorative (fillings, extractions) 6 Month Waiting Period for fillings/ 12 months for other services - 80%
- $50 deductible for individual
- $100 deductible for family
SMArt Solo(k)
Services for a full-scope Qualified Retirement 401(k) Plan, for the solo-business owner include:
- All standard 401(k) features but packaged and affordable for the solo business owners (no W-2 employees, except a spouse).
- No compliance testing required.
- No 5500 Forms to file (until assets reach $250,000, and then we handle that for you).
- Full Investment Platform
Affordable & Easy
Installation $250 & Annual Administration $250*
Plan Administration Services through SMA Services, Inc. (a wholly owned subsidiary of SMA)\
Recordkeeping Services & Investment Platform through Ameritas Retirement Plans
Contact us today to get started: solok@sma.org
*Annual Administration increases to $500 once total plan assets exceed $500,000 (due to additional tax filingrequirements, which are included)
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