Want tax-deferred, guaranteed savings at a great rate AND liquidity?

No matter where you are in your life, things can change. It’s always important to save money. The trick is being able to earn interest on your savings, and have easy access to cash without having to pay steep penalties to get it when you need it. 

To balance this situation, SMA Services offers a unique group IRA product for individuals that is available with a guaranteed, fixed rate of return.  Individuals can transfer balances from eligible qualified retirement plan accounts like IRA’s, 401k’s, Simple plans, etc. or deposit new contributions if starting an individual retirement account.

• The first-year interest guarantee for 2nd quarter deposits (4-1-23 through 3-31-24). is 4.1%
• The renewal rate for the 2nd quarter is 2.73%.

You can find out even more by clicking here.

Participant Forms

• Election of Benefits Form
• Designation or Change of Beneficiary Form
• Participant Online Access
  
• Claimant Statement
• IRA to SMA IRA Transfer
• Change Form-Ameritas